A credit commits you and must be repaid. Check your repayment capacity before committing.
Frequently asked questions
We offer several types of loans tailored to your needs: personal loans, home improvement loans, car loans, mortgage loans, professional loans and student loans. Each product has its specificities in terms of amount, duration and conditions.
Conditions vary depending on the loan type, but generally you must: be of legal age (minimum 18 years), have stable income, reside in a country covered by our services, not be banned from banking, present a debt ratio below 35%.
Most applications are processed within 48 hours. For mortgage loans or large amounts, the delay can be up to 5 working days. We keep you informed at each step of the process.
Required documents depend on the loan type: identity document, proof of address, proof of income, bank details, and specific documents according to the loan.
Yes, early repayment is possible for all our loans. Any early repayment fees are capped by law.
Our rates are calculated based on several criteria: the loan amount and duration, your personal and professional situation, your credit history, and market conditions.
Absolutely. We take pride in protecting your data with 256-bit SSL encryption, GDPR-compliant secure servers, protection against cyberattacks and a strict privacy policy.
In case of payment difficulties, we encourage you to contact us quickly. Late penalties may apply after 10 days, but we offer payment arrangement solutions.
You can modify your application as long as it hasn't been processed by contacting our customer service. Once the application is processed, some modifications may no longer be possible.
Yes, you benefit from a 14-day withdrawal period from the date of contract signature.